PRUDENTIAL

PRUlink funds are specially selected investment funds to complement unit-linked products (PRUlink investor account and PRUlink assurance account), while PRUsyariah funds are to complement unit-linked syariah products (PRUlink investor account and PRUlink syariah assurance account) managed by PT Prudential Life Assurance.

The investment plans let you choose how your premiums or contributions will be invested in a variety of funds. This means you and your loved ones can enjoy the best of both worlds - insurance protection and investment or syariah investment.

With potentially higher returns, you could plan for a cosy retirement, your children's tertiary education or whatever you truly desire. You also have the flexibility to realise some of your cash values if you have a sudden need for it.

With a wide variety of PRUlink and PRUsyariah fund offerings, you can easily select those that suit your individual needs and risk profile. Seize the opportunity to make your money work even harder for you! And enjoy peace of mind by having the protection that you and your family deserve.

Now, there are 6 PRUlink investment funds you can choose from or you can make combination:
* PRUlink Rupiah Managed Fund
* PRUlink Rupiah Managed Fund plus
* PRUlink USD Fixed Income Fund
* PRUlink Rupiah Equity Fund
* PRUlink Rupiah Fixed Income Fund
* PRUlink Rupiah Cash Fund

* PRUlink Syariah Rupiah Managed Fund
* PRUlink Syariah Rupiah Equity Fund
* PRUlink Syariah Rupiah Cash & Bond Fund

This product provides you the freedom to choose the investment funds or syariah investment funds to optimize the investment return, taking into account the Policyholder requirements and risk profile.

PRUlink Rupiah Managed Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using instruments of investment such as bonds, stocks and other money market instruments. Allocation of funds will be determined by Fund Managers and will be subject to change at any time. This option is ideally suited if you are an investor preferring attractive long-term investment gains, and at the same time ready to sustain varied and moderate levels of investment risks.

PRUlink Rupiah Managed Fund plus is a long-term investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using instruments of investment such as stocks, bonds and other money market instruments. Allocation of funds will be determined by Fund Managers and will be subject to change at any time. This option is ideally suited if you are an investor preferring attractive long-term investment gains, and at the same time ready to sustain moderate-to-high levels of investment risks.

PRUlink USD Fixed Income Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in US Dollar using instruments of investment such as bonds and other money market instruments. This option is ideally suited for investors who chose to maintain their investments in US Dollar, thus avoiding fluctuations in the Rupiah.

PRUlink Rupiah Equity Fund is a vehicle to invest your fund in order to obtain investment gains medium to long-term through fund placements in quality Jakarta Stock Exchange (BEJ) listed Indonesian company stocks. This option is particularly suited if you prefer long-term investment gains with a higher rate of return, and at the same time in a condition to sustain high investment risks. Unit prices for Rupiah Equity Fund will fluctuate

PRUlink Rupiah Fixed Income Fund is a medium to long-term investment fund designed to help you get attractive investment gains through fund placements in Rupiah using fixed income instruments such as bonds and other money market instruments. This option gives you medium to long-term investment gains with a high level of security and flexibility. It is ideally suited if you prefer a stable rate of long-term returns and in a condition to sustain moderate to low investment risks.

PRUlink Rupiah Cash Fund is an investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using money market instruments such as time deposits and SBI. This option offers you an attractive rate of returns coupled with a high security level. It is very well suited if you are a conservative investor prefering stable investment gains and in a condition to sustain low to moderate investment risks.

This product provide you the freedom to choose the investment funds to optimize the investment return, taking into account the Policyholder requirements and risk profile.

PRUlink Syariah Rupiah Managed Fund is a long-term investment fund designed to help you earn maximum investment gains through fund placements in Rupiah using instruments of investment such as syariah bonds and syariah stocks. Allocation of funds will be determined by Fund Managers and will be subject to change at any time. This option is ideally suited if you are an investor preferring attractive long-term investment gains, and at the same time ready to sustain varied and moderate levels of investment risks.

PRUlink Syariah Rupiah Equity Fund is a vehicle to invest your fund in order to obtain investment gains medium to long-term through fund placements in syariah and quality stocks listed on Jakarta Stock Exchange (BEJ). This option is particularly suited if you prefer long-term investment gains with a higher rate of return, and at the same time in a condition to sustain high investment risks.

is a medium to long-term investment fund designed to help you get attractive investment gains through fund placements in Rupiah using syariah money market and syariah fixed income instruments such as syariah bonds and other syariah fixed income instruments in the capital market. This option gives you medium to long-term investment gains with a high level of security and flexibility. It is ideally suited if you prefer a stable rate of medium to long-term returns and in a condition to sustain moderate to low investment risks.